20 Best Payment Gateway Providers of 2020.

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16. CardinalCommerce.
CardinalCommerce is a consumer authentication, mobile commerce, and payment processing platform that is unique in many ways. To start with, its rules-based payment authentication technology helps prevent chargebacks, reduce fraud, and give customers the possibility to use a variety of leading alternative payment brands. Cardinal will also be a faithful partner while building a successful selling strategy, as its experts help you choose the best online marketplaces, enable mobile payment technology, and secure setups.
Expert advice and entrepreneurial support are offered in particular to newcomers that have little to no experience in handling startup pitfalls, social marketing, blogging, websites, growth, or shipping. Upon need, Cardinal experts can also help you choose the best banking services for your business.
Detailed CardinalCommerce Review.
What is unique about CardinalCommerce?
Cardinal Consumer Authentication . With CardinalCommerce, merchants and financial institutions have total control over their authentication strategy through its Cardinal Consumer Authentication. Its authentication feature offers increased sales and margins and helps enhance consumer experience overall. the merchant can control which transactions are authenticated via its rules engine. Adhering to your own rules . With CardinalCommerce, users can set up their own rules based on factors such as the amount of transaction, IP or device used, or shipping address, among many others. Universal Wallet . CardinalCommerce is best known for its Universal Wallet, a feature that provides access to multiple digital wallets with a single integration, such as PayPal, Amazon Payments, MasterCard MasterPass, and Visa CheckOut. This is beneficial to consumers who can now pay safely and securely with just a few keystrokes or clicks. 3D Security Technology . CardinalCommerce also offers innovative technologies such as 3-D Secure, which helps users get into the complex authentication landscape in an easy set-up process and prevent online fraud without months of development and integration. Mobile Marketing. CardinalCommerce is fully equipped for mobile marketing, meaning users can easily produce and send customized mobile messages about new product releases, special offers, or other promotions.

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17. Payza.
Payza is one of the world's fastest and simplest online money transfer solutions designed for private and professional use. You can use it to send and receive payments worldwide, enable secure money transfers from mobile devices, and get robust protection for the payment data of your customers. You can receive transfers from credit cards, bank accounts, and BitCoin accounts, process payments directly on your ecommerce websites, and shop online with the finances stored in your Payza wallet. To further facilitate this process, Payza offers a dedicated card you can use to withdraw money or pay on spot.
Payza now includes a wide range of Bitcoin and Altcoin services. This means that members can exchange, add, withdraw, and send bitcoins to or from fiat currency. But owners of Payza Cards can use funds added by Altcoin to load the prepaid cards, and turn Altcoins into US Dollars that can be spent online, in-stores, or withdrawn from most ATMs. Soon, users will also be able to purchase Altcoins from their Payza account.
At the moment, Payza supports 25 currencies, and it enables hassle-free and fast exchanges. You can also use your Payza credit to pay bills online, send remittances or make orders, and to calculate conversion rates before you've opt for exchange in your local one. As a user, you will also be entitled to the dedicated Dispute Resolution Center, and have all issues raised with another Payza user solved by experts and professionals.
Detailed Payza Review.
What is unique about Payza?
Suitable for freelancers . Payza is a very convenient and safe solution for businesses and professionals to send and accept money from any location in the world. Accounts are available for those who want to use Payza for personal use as well as business accounts for bigger and complex requirements. All-in-one payment processing platform . Payza can help you complete all sorts of payment-related transactions, as it enables you to accept payments via ACH transfers, bank wires, cashier's checks, bitcoin money orders, or credit and debit cards. International service. Payza management also guarantees to keep the platform as simple, international, versatile, and secure as possible. The service now caters to over 15 million users worldwide and this figure keeps on growing. 21+ currencies. Available in 21 different currencies, Payza provides users flexibility when it comes to accepting payments. Users also enjoy tons of options when withdrawing their funds - bank wire, bank transfer, Payza Card, Bitcoin, or Altcoin (coming soon). Open connectivity options. With its open API infrastructure, Payza allows experienced developers to build all custom connections to third-party software they need. For this purpose, they will get detailed instructions and support from the Payza Developers' Community.

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18. Dwolla.
If your business is heavy on bank transfers, then Dwolla is a good choice for your online payment needs. A payment gateway built primarily for ACH transfers, Dwolla is a comprehensive suite of user-friendly and scalable payment tools that work with all US-based banks and financial institutions, and this simplifies the process of creating solutions that support bank transfers, handle clients, and automatically validate bank details.
Being an open-source software, Dwolla allows developers to easily integrate bank transfers into native tools using its flexible ACH API. The vendor's white-label API ensures that your clients make transactions only with your trusted UI as it functions in the background. Dwolla also made the complicated bank verification process into a simplified one to allow merchants to manage payments in a manner that really produce results.
Detailed Dwolla Review.
What is unique about Dwolla?
A corporate culture of security. You can bank on Dwolla's security protocols that are among the most advanced in the industry --like SSAE 18 SOC2 Type 2, tokenization, and third-party testing-- which are updated regularly to ensure robust protection of sensitive financial information of your clients. A reliable payment service. You access Dwolla's interface all the time to make transfers, thanks to its 99.9% uptime capability. This ensures you can accept and send payments 24/7, so your business never stops growing. Test first in Sandbox . Dwolla allows you to first create in a sandbox any transaction before going live to make sure you experience how its API functions and ensure the accuracy of your data. Direct access to ACH Network. This separates Dwolla from the competition. By integrating with its API to make payment requests, you can transact directly through the ACH network either to collect or make payments. Scale as you develop your business . Dwolla offers predictable pricing schemes, which means you only receive a consistent bill per month even if the number of your business transactions expands.

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19. PayPro Global.
PayPro Global is an integrated platform of ecommerce apps designed to help software companies easily and quickly distribute and resell their digital products and services in all parts of the world. With this specialized payment gateway, software vendors will be able to streamline their entire ecommerce businesses, including online marketing and selling, sending and acceptance of payments to both partners and customers via various online channels, boost shopping cart value, and boost conversation of site visitors into actual customers.
Its ecommerce tools are exclusively designed to help software vendors boost their sales, effectively achieve business objectives, and develop your company further. Setting-up PayPro Global's ecommerce systems and workflows are very easy and fast and can be done by even non-tech users in just a few minutes or so. It also provides several customization options to further ensure the smooth flow of your business operations.
Detailed PayPro Global Review.
What is unique about PayPro Global?
Numerous localization benefits. PayPro Global's localization services is acknowledged as among the finest today as it enables merchants to optimize their market reach to any place across the world using an extensive, complete user-defined experience. Easily transact with customers from anywhere. This platform supports more than 110 currencies and offers over 70 payment preferences, thereby allowing businesses to receive and process payments from practically any place in the world. Smart proprietary payment system . PayPro Global's intuitive payment cascading technology can help simplify your entire payment procedures, even the most cumbersome and highly complicated processes, to provide you with the flexibility and time to focus more on developing your various revenue sources. A Secured Environment . PayPro Global also has robust company-developed fraud detection and prevention tools and a dedicated security team to ensure that your online transactions are safe, free from any security issues, and operates seamlessly. Cut down high rates of unfinished orders. As it is designed to maximize conversion rates, PayPro Global can help your business recover up to 40% earnings from abandoned carts or uncompleted orders.

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20. PaySimple.
What if the way you accept payments is the key condition for retaining customers? Would you strive to perfect it and to make it easier? All of PaySimple functionalities revolve around this belief, and it is most probably what makes the platform so successful.
To start with, PaySimple reinvents the way you place and promote products, and market services, so that you can generate more registrations and appointments using your own website or social media profile. Next, it becomes the most flexible payment acceptance platform you've ever used, credit card and e-check payments online, over-the-phone, in person with desktop or mobile Point-of-Sale. Recurring billing and invoicing are also part of this package.
PaySimple also puts in place powerful sales & order reporting, so that you can have transaction, customer, and custom data available at any point in time. You can choose from a variety of premade templates, or use the platform's intuitive builder to draft reports of your own.
Detailed PaySimple Review.
What is unique about PaySimple?
Online billing and invoicing. PaySimple is an online billing and invoicing solution that is extremely user-friendly. The dashboard offers users a quick overview of aspects of their business's billing including paid, overdue, and pending invoices. You can monitor your customers and all of their pertinent details, such as their saved credit card and banking information to help accelerate future transactions. The preferred mode of payment. With PaySimple, users can accept credit cards, debit cards, and ACH e-checks, making it easy for their clients to choose their preferred mode of payment. To speed up the payment process, customers can choose to log in to a simple portal that comes with the email you send them and settle their payments with you. Advanced booking. Booking is another feature that makes PaySimple an awesome payment and collection software. With its online booking tool, you can generate more business and find more opportunities by showcasing your staff and services. Calendar application . The calendar application is a useful tool that helps you manage your time effectively. You can view all the appointments for yourself and your staff on one calendar. Likewise, you can block personal time, set lead times, etc. Easy setup . PaySimple is hosted entirely in the cloud and requires no setup or installation. All you need to do is to sign up for an account, and you can run the system immediately.
How to choose the right payment gateway.
Selecting from these top 20 payment gateway providers already gives you an assurance of quality. However, it doesn't guarantee it'll work perfectly with your online business. In fact, knowing today's best vendors is but one of the many necessary steps before making a vendor selection. And for good measure, it also pays to be on top of the current online payment statistics.
Here are some questions to address to help you make that sound decision:
Do you need an integrated or hosted payment gateway? Does it offer convenience to your customers? Is it accepted in the countries where your customers reside? Does it offer robust security? What are the pricing structures? Who owns your customers' data? Does the vendor offer efficient customer support? Finally, does it prepare your business for the future?
Use the answers to these questions once you have your own vendors' shortlist. Once you've identified a few providers that passed your standards, then you can make the final selection. It's also helpful to know some of the best practices in implementing payment gateway services.
However, if you're still undecided, we recommend trying BlueSnap first. The platform packs powerful payment processing tools in one flexible, easy-to-use interface that can help simplify your transactions. Sign up for a BlueSnap demo to get a first-hand look at how it works.